Money isn't everthing. Understanding it is.

Free Credit Counseling

1. Call 1-800-642-2227 to speak to a certified credit counselor or trained coach.
2. Schedule an in-person or phone consultation.
3. Get your credit questions answered.




State Treasurer Ken Simpler, New Castle County Executive Matt Meyer and Entrepreneur Rakia Reynolds
Tonya Rapley, My Fab Finance
While consumers now have many more options for how, where and when they watch video, they also face new risks to their personal privacy. This publication makes viewers aware of the privacy issues raised by video streaming and video sharing technology as well as what they can do to protect themselves.




Conquer Your Credit
Tonya Rapley- MyFabFinance
This class walks you through each section of your credit report. By the end of the class you will understand what your credit goals are and how to achieve them.
The Student Loan Blueprint
Tonya Rapley- MyFabFinance
Both private and federal student loan holders benefitted from this class that covers everything from negotiating student loan payments, stopping garnishment efforts, properly consolidating your loans and more.
Travel on a Budget
Tonya Rapley- MyFabFinance
Learn all of my travel secrets, including how I visited Dubai for less than $200! This class will help you travel the world for less and will help avoid the errors even frequent travelers make.
Lynnette Khalfani-Cox, The Money Coach
Lynnette Khalfani-Cox, The Money Coach
Lynnette Khalfani-Cox, The Money Coach




This issue is dedicated to the topic of the Reverse Mortgage and who is a good candidate for this product (which may surprise you).
Eighteen years of practice brought us to the point where we could share The Principles of Financial Security which are described in our lead article this quarter.
In this issue, we discuss managing personal finances by decade.




Don't Spend Your Raise, Dara Duguay
The 21 Day Financial Fast, Michelle Singletary
Why Didn't They Teach Me This in School?, Cary Siegel
Zero Debt: The Ultimate Guide to Financial Freedom, Lynnette Khalfani-Cox
The Richest Man in Babylon, George S. Clason




Personal Finance Apps Sheet

Banzai- Banzai allows you to teach real-world financial literacy for free

College Info

67 Best Money Savings Hacks for College Students - Ways to Save on Books, Food, Tech & More
Smart College Student Finances - How to Budget, Save and Spend Wisely in School


MoneyGeek - An overview of credit cards
MoneyGeek - A guide to checking your credit score for free
MoneyGeek - A guide to raising your credit score
Annual Credit Report -  Review for free your three credit profiles.
Credit Karma - Free credit score site.
SavvyMoney - Free monthly credit score and analysis.
Credit Card Glossary - This glossary from Fiscal Tiger lists and defines a wide variety of credit card terms.
Secured Credit Cards Guide -Comparison of several card features, shows which types of cards are best for different situations, and answers other common questions about secured credit cards.

Budget and Saving

Budgt - A financing application for students and others with small monthly incomes. - Get a clear view of your financial life.


Better Money Habits - Build your financial know-how with free tools and information to help you make more confident decisions.
Consumer Financial Protection Bureau - Empowering consumers.
Delaware Library Financial Empowerment - Free resources about money and small business.
Daily Finance - Buying a home is one of the most important decisions every person deals with in their lifetime. This course will teach you how much house you can afford to buy.

Financial Calculators

Loan Calculator ( ) - determines repayment figures and loan payoff time for student loans, car loans, or personal loans

Savings Calculator ( ) - works out interest on a savings account, IRA, ISA, or bond balance
Financial Calulators ( )
This website provides a variety of online calculators, such as financial and HR, math and statistics, engineering and conversion calculators.
Helps calculate stsudent oan repyaments and more.
LendEDU interest savings calculator that helps readers understand the power of compounding interest in a savings account



Kids, Parents & Teachers

Bankaroo                               Biz Kids
Kids.Gov                               The Mint
Rashmi Rangan | 302-824-5219 | 600 South Harrison Street | Wilmington, DE 19805 |